Any insurance is vitally important, if your building is not insured the mortgage will be unable to complete. We offer competitive rates with Building & Content Insurance,
Buildings and contents insurance are a combined insurance that will cover or replace any damage that might occur to the house or its contents, including loss. It is essential for all mortgaged houses, and the majority of other homeowners who do not have a mortgage will also have this type of insurance. It is possible to get the two insurances separately, although you will find that most providers offer them as a combined cover.
Covers your house in case of a disaster where your house is so badly damaged that it needs to be completely rebuilt. The event which caused the damage must have been completely beyond your control, for example storm or flood damage, a major fire, smoke or explosions, water leakage/burst pipes, subsidence, or third party vandalism or damage etc. Mortgage providers will insist that you take out this cover, as it means they will be able to recover their losses in such events. It is like a type of security or collateral for the loan that they have given to you.
Covers all items in your house which are not fixed to the property, for example your furniture, jewellery, appliances and clothing, with the additional option of “personal belongings” where you can list individual items of high value. Our providers offer “new for old” which will give you a brand-new replacement of whatever gets damaged or stolen. Contents insurance will cover you in most of the same situations as buildings insurance, but also includes theft. Again, any of these perils must have been beyond your control.
Its simple, stress free and we will help get the perfect deal just for you.
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