We go about our lives insuring our physical possessions such as cars and phones but often overlook the more important things such as ours and our family’s livelihood.
With this is mind we at Homes Made Simple specialise in advising on and providing cover which is tailored to your individual needs
We have experienced advisors who have vast knowledge of the market place and who are available to help you find the very best Insurer to suit your individual needs.
Life insurance is similar to other insurances you may have - you pay a premium to the provider who provides you with an agreed level of cover then, if you die or are diagnosed with a terminal illness ( life expectancy no more than 12 months) whilst the plan is in force, the provider will pay the agreed sum assured to either the named beneficiaries of the plan or your estate
Critical illness cover is a type of insurance that pays out a tax-free lump sum if you’re diagnosed with a specific medical condition or illness listed in your policy.
It's designed to help support you and your family financially – so you can focus on your recovery without worrying how the bills will be paid.
Income Protection, will offer you a percentage of your income to help support you financially if you have time off work and suffer a loss of earnings because of injury or illness.
This type of insurance covers most illnesses that leave you unable to work. For example, it may cover you if you’re unable to work due to a stress-related illness or a serious heart condition. Income Protection only covers you if you’re unable to work due to illness or injury – it does not pay out if you are made redundant.
In addition to the above we also offer cover for Family Income Benefit, Whole of Life, Business Protection Insurance and Private Medical Insurance
This is a general insight to protection available for most people….. Speak to one of our Advisors today, to tailor your protection needs to suit your personal circumstances.
Its simple, stress free and we will help get the perfect deal just for you.
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